Ohio Mortgage Lender
Manufactured home loan for first time home buyer 550 Fico possible?
Looking for a lender (or lender subprime) to approve a loan for a manufactured home (double wide) for a score of 500-550 Fico in Ohio w / a Chapter 7 filing in 2000. They pay their rent, credit cards, etc. on time each month, but some slow pays on a car loan and medical debt. They are tired of renting and you want a mortgage that they can call their own. Even a rent to own land or a contract of employment would be. All ideas of companies that would do in Ohio? Thank you for any info or company info available.
If the house is on a regular basis and not only bypassed, it is often treated as a car or a camper. You do not need the Great credit rating, but may need come with more money down. If you are looking to buy new, the seller will actually loan broker for you. Most sellers of prefabricated houses do this, or they would not sell houses. Referring to a previous answer, I have never seen a credit offer 30 year loan on a manufactured home. They usually decrease in value instead of rising and sinking a 30-year buyer would upside down in their own funds. Good Luck
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